Experienced Insurance Professionals
Garden State Insurance Brokers provide expert guidance, access to a wider range of options, cost savings, time efficiency, claims assistance, risk management support, and ongoing policy management by offering:
• Expertise and knowledge of the insurance industry
• Pre-placement services
• Advice on risk mitigation and management strategies
• Assistance in identifying and assessing your risks, and developing proposals for potential insurers
• Tailored insurance solutions to meet your specific needs
• Access to multiple insurance providers and policy options
• Negotiation of competitive pricing and favourable terms
• Time savings through handling research, paperwork, and administration
• Post-placement services
• Assistance and advocacy during the claims process
• Ongoing support and policy management, including renewals, endorsements, and cancellations as per your instructions
We are your Risk Management Partner.
Premium funding is a financing option for insurance premiums that allows policyholders to spread the cost of premiums over time. Payments are made to a premium funder in regular instalments, and the funder charges interest on the amount financed. This provides flexibility in managing cash flow while keeping the policyholder’s insurance cover in place.
Premium funding is separate from the insurance policy itself. Policyholders should review the terms and conditions carefully, including interest rates and repayment obligations. Garden State Insurance Brokers can arrange a quote for payments, usually over a 10-month period.