An insurance broker can save you time, money, and worry. At Garden State Insurance Brokers, we conduct thorough assessments of our clients’ insurance needs, researching and analysing policies from multiple providers to ensure the best fit. We offer insurance recommendations based on each client’s specific requirements and facilitate the placement of coverage with chosen providers.
Our team assists clients in navigating the claims process to ensure fair settlements and provides expert risk management advice to help mitigate potential risks. We offer ongoing support, guidance, and exceptional customer service, helping you assess your level of risk and determine the best ways to manage it.
Because insurance can be complicated, we’re here to help you understand policy details and work out the level of cover you need. We provide tailored advice and guidance on purchasing the right insurance products for your individual business requirements — and we also offer convenient pay-by-the-month Premium Funding options.
An insurance broker works for you — they don’t “sell” insurance. Brokers act on your behalf and can be relied upon to provide professional advice in your best interest. They help you identify the risks you face and use their extensive relationships with insurers to source and present options that align with your business needs and budget. They also explain the terms, conditions, benefits, exclusions, and costs of a wide range of insurance policies, ensuring you have a clear understanding before making decisions.
Using an insurance broker may also cost you less than insuring directly with an insurer. Brokers have in-depth knowledge of the insurance market and the ability to negotiate competitive premiums on your behalf. Because they deal directly with a range of insurance companies, they can often access policies and benefits that aren’t available to the general public.
Our risk advisers / brokers are qualified with a Diploma of Insurance Broking, or Tier 1 and Tier 2 qualifications. Most of our Senior Brokers are Qualified Practising Insurance Brokers (QPIB) with the National Insurance Brokers Association (NIBA) which ensures standards for ongoing professional training.
